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6870 102nd Street S, Cottage Grove, MN 55016

$389,990

Gas fireplace in Living Room. TV mount conveys with home.

Bright Living Room with custom installed wood slat blinds.

Garage Entry with built in bench and shelves

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,087 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $389,990 List Date: 7/18/2026 Last Modified: 7/26/2026

Overview

Description

Beautifully maintained and thoughtfully upgraded, this move-in-ready home offers a bright, open floor plan with flexible living spaces and the ease of low-maintenance association living. Since purchasing the home, the owners have added waterproof laminate flooring throughout, faux-wood slat blinds, and custom upgrades to both the laundry room and the exceptional walk-in pantry. The main level is designed for gathering, featuring a spacious living room centered around a stunning stone-surround gas fireplace and an open dining area filled with natural light. Sliding glass doors lead to the concrete patio, creating an effortless extension of the living space for grilling, entertaining, or simply relaxing outdoors. The kitchen combines style and function with corian countertops, white cabinetry, stainless steel appliances, a gas range, subway-tile backsplash, and an oversized center island with seating. The exceptional walk-in pantry offers extensive custom shelving, countertop workspace ... (Read more)

Listing Details MLS# 7104145

General Property Information

Assoc Mgmt Co. Phone #: 952-922-5575
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Gassen
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront YN: No
Year Built: 2021
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Bath Half: Yes
Main Floor Total SqFt: 927
Above Grd Total SqFt: 2087
Total SqFt: 2087
Total Finished Sqft: 2087.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 927
Power Company: Xcel Energy
Association Fee: 165
Garage Stalls: 2
Lot Dimensions: 40 x 120
Acres: 0.11
Assessment Pending: No
Bath Quarter: 0
Below Grd Total SqFt: 0

Property Features

Accessible: No Stairs External Air Conditioning: Central Air Amenities Unit: In-Ground Sprinkler; Kitchen Center Island; Paneled Doors; Patio; Porch; Primary Bedroom Walk-In Closet Appliances: Air-To-Air Exchanger; Dishwasher; Microwave; Refrigerator Association Fee Includes: Lawn Care; Professional Mgmt; Snow Removal; Other Basement: None Bath Description: Main Floor 1/2 Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Full Primary Construction Materials: Concrete Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: 200+ Amp Service; Other Existing Financing: Conventional Exterior: Brick/Stone; Fiber Board; Vinyl Family Room Characteristics: 2 or More; Family Room; Loft; Main Level Fencing: None Fireplace Characteristics: Gas Burning Foundation: Slab Fuel: Natural Gas Heating: Forced Air Internet Options: Cable Laundry: Laundry Room; Upper Level Lock Box Type: Supra Parking Characteristics: Insulated Garage Road Frontage: City Street Roof: Age 8 Years or Less Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer - In Street Special Search: 2nd Floor Laundry; 3 BR on One Level; Primary Bdr Suite Stories: Two Water: City Water - In Street

Contract Information

Exclusions: car charger, garage fridge, garage freezer, and standing storage in garage, and curtains bedroom.
Contingency: None
Original List Price: 389990
ListPrice: 389990
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 6870
Street Name: 102nd
Street Suffix: Street
Street Direction Suffix: S
Postal City: Cottage Grove
County: Washington
State: MN
Zip Code: 55016
Complex/Dev/Subdivision: Settlers Bluff

Assessments

Tax With Assessments: 4598
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 2087

More Information

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: SPAAR
Supra: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 450
Insulated Garage: Yes

Public Survey Info

Range#: 21
Section#: 30
Township#: 27

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: BLOCK 3 LOT 15 SUBDIVISIONCD 3446 SUBDIVISIONNAME SETTLERS BLUFF
Listing City: Cottage Grove
Map Page: 151
Municipality: Cottage Grove
School District: South Washington County
School District Phone: 651-425-6300
Zip Plus 4: 4894
Property ID Number: 3002721110031
Tax Year: 2025
Tax Amount: 4543
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: Not disclosed

Directions & Remarks

Public Remarks: Beautifully maintained and thoughtfully upgraded, this move-in-ready home offers a bright, open floor plan with flexible living spaces and the ease of low-maintenance association living. Since purchasing the home, the owners have added waterproof laminate flooring throughout, faux-wood slat blinds, and custom upgrades to both the laundry room and the exceptional walk-in pantry. The main level is designed for gathering, featuring a spacious living room centered around a stunning stone-surround gas fireplace and an open dining area filled with natural light. Sliding glass doors lead to the concrete patio, creating an effortless extension of the living space for grilling, entertaining, or simply relaxing outdoors. The kitchen combines style and function with corian countertops, white cabinetry, stainless steel appliances, a gas range, subway-tile backsplash, and an oversized center island with seating. The exceptional walk-in pantry offers extensive custom shelving, countertop workspace, and abundant storage that keeps everyday essentials organized and within easy reach. Upstairs, the spacious owner's suite features a vaulted ceiling, a large walk-in closet, and a private bath with a double-sink vanity. Two additional bedrooms, a full bathroom, an open loft, and the upgraded laundry room provide flexible space to fit a variety of lifestyles. The loft is ideal for a home office, playroom, media room, fitness area, or second living space. The attached garage offers built-in overhead storage, while the association takes care of lawn care, snow removal, irrigation, trash, and recycling, making everyday living easy. With slab-on-grade construction, there's no basement to maintain, creating a simplified, low-maintenance lifestyle. Ideally located near parks, miles of scenic trails, shopping, restaurants, and convenient access to both Cottage Grove and Woodbury, this thoughtfully upgraded home offers comfort, convenience, and exceptional everyday living.
Directions: Take US-10 E/US-61 S to Jamaica Ave S in Cottage Grove. Take the Jamaica Ave exit from US-10 E/US-61 S Continue on Jamaica Ave S. Take 100th St S to 102nd St S

Accessible

No Stairs External: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Paneled Doors: Yes
Patio: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Microwave: Yes
Refrigerator: Yes

Association Fee Includes

Lawn Care: Yes
Professional Mgmt: Yes
Snow Removal: Yes
Other: Yes

Basement

None: Yes

Bath Description

Main Floor 1/2 Bath: Yes
Upper Level 3/4 Bath: Yes
Upper Level Full Bath: Yes
Full Primary: Yes

Construction Materials

Concrete: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Electric

200+ Amp Service: Yes
Other: Yes

Existing Financing

Conventional: Yes

Exterior

Brick/Stone: Yes
Fiber Board: Yes
Vinyl: Yes

Family Room Characteristics

2 or More: Yes
Family Room: Yes
Loft: Yes
Main Level: Yes

Fencing

None: Yes

Fireplace Characteristics

Gas Burning: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Cable: Yes

Laundry

Laundry Room: Yes
Upper Level: Yes

Patio, Porch and Deck Features

Covered: Yes
Front Porch: Yes
Patio: Yes

Restriction/Covenants

Pets - Cats Allowed: Yes
Pets - Dogs Allowed: Yes
Pets - Weight/Height Limit: Yes

Road Frontage

City Street: Yes

Roof

Age 8 Years or Less: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer - In Street: Yes

Special Search

2nd Floor Laundry: Yes
3 BR on One Level: Yes
Primary Bdr Suite: Yes

Stories

Two: Yes

Water

City Water - In Street: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	13 x 8	Main
First (1st) Bedroom	19 x 15	Upper
Kitchen	13 x 12	Main
Laundry	8.3 x 8.3	Upper
Living Room	19 x 16	Main
Loft	20 x 13	Upper
Pantry (Walk-In)	5 x 4	Main
Second (2nd) Bedroom	12 x 10	Upper
Third (3rd) Bedroom	12 x 10	Upper

Listing Office: Homes Plus Realty

Last Updated: July - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.