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705 W River Street, Monticello, MN 55362

New Listing

$424,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,664 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $424,900 List Date: 6/26/2026 Last Modified: 6/26/2026

Overview

Description

This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

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Listing Details MLS# 7098345

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 68
Waterfront YN: Yes
Year Built: 1960
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Half: Yes
Main Floor Total SqFt: 1532
Above Grd Total SqFt: 1532
Below Grd Total SqFt: 1132
Total SqFt: 2664
Total Finished Sqft: 2664.00
FireplaceYN: Yes
Lake/Waterfront Name: Mississippi River
Style: (SF) Single Family
Foundation Size: 1532
Power Company: Xcel Energy
Garage Stalls: 2
Lot Dimensions: 181 x 68 x197 x 66
Acres: 0.28
Assessment Pending: No
Bath Three Quarters: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Ductless Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Egress Windows; Full Bath Description: Main Floor Full Bath; 1/2 Primary; Private Primary; Full Basement Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room; Living/Dining Room Electric: Circuit Breakers Existing Financing: VA Exterior: Brick/Stone; Steel Siding Family Room Characteristics: Family Room; Great Room; Lower Level Fencing: Chain Link; Full; Wood Fireplace Characteristics: Family Room; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Hot Water Lock Box Type: Combo Lot Description: Tree Coverage - Medium Parking Characteristics: Tuckunder Garage Road Frontage: City Street Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: City Sewer/Connected Special Search: Main Floor Bedroom; Main Floor Primary; Primary Bdr Suite Stories: One Water: City Water/Connected Waterfront Type: River Front Waterfront View: River

Contract Information

Contingency: None
Original List Price: 424900
ListPrice: 424900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 705
Street Direction Prefix: W
Street Name: River
Street Suffix: Street
Postal City: Monticello
County: Wright
State: MN
Zip Code: 55362
Complex/Dev/Subdivision: Original Monticello

Assessments

Tax With Assessments: 3184
Assessment Balance: 0
Assessment Installment: 0

Building Information

Finished SqFt Above Ground: 1532
Finished SqFt Below Ground: 1132

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 15-26

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 20 x 20
Garage Square Feet: 400
Tuckunder Garage: Yes

Public Survey Info

Range#: 25
Section#: 02
Township#: 121

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT-02 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LT 4 & TH PRT OF NWLY 99FT OF LT6 LY SELY OF NELY EXT OF SELY LN OF SD LT3
Listing City: Monticello
Map Page: 31
Municipality: Monticello
School District: Monticello
School District Phone: 763-272-2000
DNR Lake Classification: Not Applicable
Zip Plus 4: 8779
Property ID Number: 155010059040
Tax Year: 2026
Tax Amount: 3184
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!
Directions: From West Broadway Street, East On Vine Street, Left On West River Street To Home On Right.

Accessible

None: Yes

Air Conditioning

Ductless: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Hardwood Floors: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Panoramic View: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Walk-In Closet: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Concrete Block: Yes
Egress Windows: Yes
Full: Yes

Bath Description

Main Floor Full Bath: Yes
1/2 Primary: Yes
Private Primary: Yes
Full Basement: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Kitchen/Dining Room: Yes
Living/Dining Room: Yes

Electric

Circuit Breakers: Yes

Existing Financing

VA: Yes

Exterior

Brick/Stone: Yes
Steel Siding: Yes

Family Room Characteristics

Family Room: Yes
Great Room: Yes
Lower Level: Yes

Fencing

Chain Link: Yes
Full: Yes
Wood: Yes

Fireplace Characteristics

Family Room: Yes
Wood Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Baseboard: Yes
Hot Water: Yes

Insurance Fee

Insurance Fee: 0

Lake Details

Lake Depth: No

Lock Box Type

Combo: Yes

Lot Description

Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes

Road Frontage

City Street: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

Main Floor Bedroom: Yes
Main Floor Primary: Yes
Primary Bdr Suite: Yes

Stories

One: Yes

Water

City Water/Connected: Yes

Waterfront Type

River Front: Yes

Waterfront View

River: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	13x14	Main
Family Room	17x14	Lower
First (1st) Bedroom	27x9	Main
Fourth (4th) Bedroom	12x9	Lower
Game Room	13x8	Lower
Hearth Room	11x19	Main
Kitchen	11x8	Main
Living Room	19x13	Main
Second (2nd) Bedroom	10x9	Main
Third (3rd) Bedroom	12x12	Lower

Listing Office: Premier Real Estate Services

Last Updated: June - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.