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804 Water Street, Albert Lea, MN 56007

New Listing

$104,999

Kitchen looking towards dinning room.jpg

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,493 Lot Size (sq. ft.): 3,049 Status: Active

Current Price: $104,999 List Date: 5/30/2026 Last Modified: 5/31/2026

Overview

Description

Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.

Listing Details MLS# 7083656

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront Present: No
Year Built: 1917
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Main Floor Total SqFt: 500
Above Grd Total SqFt: 1026
Below Grd Total SqFt: 467
Total SqFt: 1493
Total Finished Sqft: 967.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 967
Garage Stalls: Yes
Lot Dimensions: 58x82
Acres: 0.07
Assessment Pending: No
# Carport Spaces: 0
Number of Fireplaces: 0
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Natural Woodwork; Patio; Porch Appliances: Dryer; Refrigerator Assumable Loan: Not Assumable Basement: Concrete Block Bath Description: Upper Level 3/4 Bath Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Separate/Formal Dining Room Electric: 100 Amp Service Existing Financing: Cash Exterior: Metal Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lot Description: Irregular Lot Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Contract for Deed; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: One and One Half Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 104999
ListPrice: 104999
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 804
Street Name: Water
Street Suffix: Street
Postal City: Albert Lea
County: Freeborn
State: MN
Zip Code: 56007
Complex/Dev/Subdivision: Morins Add

Assessments

Assessment Balance: 66
Tax With Assessments: 1204

Basement

Foundation Dimensions: 24x27
Concrete Block: Yes

More Information

Building Information

Finished SqFt Above Ground: 967

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 12x18
Garage Square Feet: 200

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: MORIN'S ADDITION LOT 14 BLK 18 N OF WATER ST EXC W 3 FT MORINS ADDITION
Listing City: Albert Lea
Map Page: 999
Municipality: Albert Lea
School District: Albert Lea
School District Phone: 507-379-4800
Zip Plus 4: 1712
Property ID Number: 340074510
Tax Year: 2025
Tax Amount: 1136
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.
Directions: From E Main street turn left toward S Newton Ave. Turn left onto E clark st. Slight right onto N Ermina Ave. Turn Left onto Water street.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Natural Woodwork: Yes
Patio: Yes
Porch: Yes

Appliances

Dryer: Yes
Refrigerator: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Upper Level 3/4 Bath: Yes

Construction Materials

Block: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Separate/Formal Dining Room: Yes

Electric

100 Amp Service: Yes

Existing Financing

Cash: Yes

Exterior

Metal: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

In Basement: Yes

Lot Description

Irregular Lot: Yes

Patio, Porch and Deck Features

Deck: Yes
Front Porch: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes

Sellers Terms

Cash: Yes
Contract for Deed: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

One and One Half: Yes

Water

City Water/Connected: Yes

Listing Office: Real Broker, LLC

Last Updated: May - 31 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.