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945 Reed Street N, Waterville, MN 56096

New Listing

$469,900

Shoreline on 945 Reed Street, Waterville, MN

Virtual Tour

https://embed.vidello.com/417/u1ww1ba1a08prhl1/index.html

Lake Tetonka View 945 Reed Street, Waterville, MN

Cottage at 945 Reed Steeet, Waterville, MN

Boathouse on 945 Reed Street, Waterville, MN

Lakefront Greenspace 945 Reed Street Waterville, MN

Boathouse View 945 Reed Street, Waterville, MN

Lakefront View 945 Reed Street, Watervile, MN

Cottatge at 945 Reed Street Waterville, MN

Cottage at 945 Reed Street, Waterville, MN

Loft Access 945 Reed Street Waterville, MN

Insulated Detached Garage 945 Reed Street Waterville

Front Porch 945 Reed Street Waterville, MN

Living Room on 945 Reed Street Waterville, MN

Dinning Room 945 Reed Street Waterville, MN

Loft Bath on 945 Reed Street Waterville, MN

Garage as Party Room 945 Reed Street Waterville, MN

Garage at 945 Reed Street Waterville, MN

Detached Garage 945 Reed Street Waterville MN

Boathouse and Main Floor on 945 Reed St Waterville, MN

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,179 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $469,900 List Date: 7/11/2026 Last Modified: 7/12/2026

Overview

Description

Virtual Tour is an informational Video! Experience the ultimate year-round lake lifestyle in this beautifully updated 4-bed, 2-bath Lake Tetonka cottage featuring 65 feet of level shoreline and premier western exposure for breathtaking sunset views. Perfect for swimming, boating, and premier fishing, the property includes a private dock for a boat or pontoon. The main residence offers a cozy yet modern interior with stainless steel appliances, a updated furnace, ac and water heater. Perfect for multi-generational living, rental potential, or guest accommodations, the private-access upper loft serves as a complete suite equipped with its own kitchen, living room, bedroom, and bath. Outdoor entertainment options abound with a versatile lakeside boat house that functions as a screened-in porch during summer months and offers drive-on ATV access for ice fishing in the winter. The massive 32x22 insulated and heated garage pulls double duty as the ultimate party space and for recreational ... (Read more)

Listing Details MLS# 7108020

General Property Information

# Carport Spaces: 2
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1984
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Bath Three Quarters: 2
Main Floor Total SqFt: 840
Above Grd Total SqFt: 1179
Total SqFt: 1179
Total Finished Sqft: 1179.00
FireplaceYN: No
Lake/Waterfront Name: Tetonka
Style: (SF) Single Family
Foundation Size: 840
Garage Stalls: 2
Lot Dimensions: 32 X 182 X 66 X 188
Acres: 0.2
Assessment Pending: No
Number of Fireplaces: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air; Ductless; Window Unit(s) Amenities Unit: Dock; Main Floor Primary Bedroom; Panoramic View; Patio; Washer/Dryer Hookup Appliances: Dryer; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Crawl Space Bath Description: Main Floor 3/4 Bath; Upper Level 3/4 Bath Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Informal Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Level Existing Financing: Other Exterior: Shakes; Vinyl Family Room Characteristics: 2 or More; Loft; Main Level Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Lake Details: Hard; Sand Lot Description: Accessible Shoreline; Tree Coverage - Medium; Underground Utilities Outbuildings: Boat House Parking Characteristics: Finished Garage; Multiple Garages; Driveway - Shared; Garage Door Opener; Heated Garage; Insulated Garage Property Subtype: Cabin; Patio Home Road Frontage: City Street; Paved Streets; Storm Sewer; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Second Unit: Existing In-Law w/Bath; Existing In-Law w/Kitchen Sellers Terms: Cash; Conventional; FHA; Rural Development Sewer: City Sewer/Connected Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One and One Half Water: City Water/Connected Waterfront Type: Lake Front Waterfront View: Lake; Panoramic; West; See Remarks

Contract Information

Contingency: None
Original List Price: 469900
ListPrice: 469900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 945
Street Name: Reed
Street Suffix: Street
Street Direction Suffix: N
Postal City: Waterville
County: Le Sueur
State: MN
Zip Code: 56096
Complex/Dev/Subdivision: Outlots-Snows Add

Assessments

Tax With Assessments: 860
Assessment Balance: 0

Basement

Foundation Dimensions: 35 x 24
Crawl Space: Yes

More Information

Building Information

Finished SqFt Above Ground: 1179

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 0-4

Lake Details

Lake Acres: 1357
Lake Depth: 35
Hard: Yes
Sand: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22 X 31
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 702
Finished Garage: Yes
Multiple Garages: Yes
Driveway - Shared: Yes
Garage Door Opener: Yes
Heated Garage: Yes
Insulated Garage: Yes

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: OUTLOTS-SNOWS ADDN .20 AC BEG 419.01 FT W & 1184.12 FT N OF SW COR OF LOT 1,BLK 3 SNOWS ADDN, TH NW 2.62 FT, NW 30 FT, W 59.77 FT, SW 88.59 FT, W 55 FT +/- TO S.L.OF LAKE TETONKA, TH SE'LY 68 FT (GIS) ALONG SL,NE 188 FT +/- TO BEG
Listing City: Waterville
Map Page: 999
Municipality: Waterville
School District: Waterville-Elysian-Morristown
School District Phone: 507-275-3115
DNR Lake ID#: 40003100
DNR Lake Classification: Recreational Development
Zip Plus 4: 1074
Property ID Number: 246000200
Tax Year: 2025
Tax Amount: 1194
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Virtual Tour is an informational Video! Experience the ultimate year-round lake lifestyle in this beautifully updated 4-bed, 2-bath Lake Tetonka cottage featuring 65 feet of level shoreline and premier western exposure for breathtaking sunset views. Perfect for swimming, boating, and premier fishing, the property includes a private dock for a boat or pontoon. The main residence offers a cozy yet modern interior with stainless steel appliances, a updated furnace, ac and water heater. Perfect for multi-generational living, rental potential, or guest accommodations, the private-access upper loft serves as a complete suite equipped with its own kitchen, living room, bedroom, and bath. Outdoor entertainment options abound with a versatile lakeside boat house that functions as a screened-in porch during summer months and offers drive-on ATV access for ice fishing in the winter. The massive 32x22 insulated and heated garage pulls double duty as the ultimate party space and for recreational toy storage. Located in a golf-cart and ATV-friendly community, residents enjoy casual transport to local restaurants, taverns, parks, and the city sand beach. Waterville serves as the perfect central rest stop along the 39-mile, fully paved Sakatah Singing Hills State Trail, spanning from Mankato to Faribault. This cottage is the ultimate destination to gather, relax, and create lasting memories with family and friends for years to come. Book your tour today. It can close fast so you can still enjoy lakelife this summer!
Directions: From intersection of MN 13 and MN 60. Head North on MN 13 to Reed. Turn left or west. Cottage is 1st home on right. If coming from the North heading South you will drive along Lake Tetonka, Reed Street will be on your right, Turn Right and you will see Cottage. 945 Reed!

Accessible

None: Yes

Air Conditioning

Central Air: Yes
Ductless: Yes
Window Unit(s): Yes

Amenities Unit

Dock: Yes
Main Floor Primary Bedroom: Yes
Panoramic View: Yes
Patio: Yes
Washer/Dryer Hookup: Yes

Appliances

Dryer: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Main Floor 3/4 Bath: Yes
Upper Level 3/4 Bath: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Level: Yes

Existing Financing

Other: Yes

Exterior

Shakes: Yes
Vinyl: Yes

Family Room Characteristics

2 or More: Yes
Loft: Yes
Main Level: Yes

Fencing

None: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Medium: Yes
Underground Utilities: Yes

Outbuildings

Boat House: Yes

Patio, Porch and Deck Features

Front Porch: Yes
Patio: Yes

Property Subtype

Cabin: Yes
Patio Home: Yes

Road Frontage

City Street: Yes
Paved Streets: Yes
Storm Sewer: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Second Unit

Existing In-Law w/Bath: Yes
Existing In-Law w/Kitchen: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One and One Half: Yes

Water

City Water/Connected: Yes

Waterfront Type

Lake Front: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
West: Yes
See Remarks: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	5 x 8	Main
Bathroom	6 x 8	Upper
Bathroom	6 x 8	Upper
Dining Room	10 x 12	Main
First (1st) Bedroom	8 x 12	Main
Fourth (4th) Bedroom	8 X 15	Upper
Kitchen	8 x 12	Main
Kitchen	4 x 15	Upper
Living Room	12 x 21	Main
Living Room	13 X 15	Upper
Second (2nd) Bedroom	8 x 9	Main
Third (3rd) Bedroom	8 x 12	Main

Listing Office: True Life Real Estate Solution

Last Updated: July - 12 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.