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981 45th Avenue NE, Saint Cloud, MN 56304

$412,000

Virtually Staged Primary Bedroom - Upper Level

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,580 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $412,000 List Date: 5/01/2026 Last Modified: 7/07/2026

Overview

Description

Stunning New Construction with Finished Walk-Out Lower Level Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes ... (Read more)

Open Houses

Saturday, July 11, 11:00 am - 1:00 pm

Listing Details MLS# 7065907

General Property Information

Assoc Mgmt Co. Phone #: 763-228-3446
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Whispering Meadows HOA
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Projected Completion Date: 2026-05-01
Waterfront YN: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Bath Half: Yes
Main Floor Total SqFt: 825
Above Grd Total SqFt: 1720
Below Grd Total SqFt: 860
Total SqFt: 2580
Total Finished Sqft: 2545.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 860
Power Company: East Central Energy
Association Fee: 118
Garage Stalls: 2
Lot Dimensions: 6119
Acres: 0.14
Assessment Pending: No
Number of Fireplaces: 0
Bath Quarter: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Natural Woodwork; Paneled Doors; Primary Bedroom Walk-In Closet; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Chandelier; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Lawn Care; Snow Removal Basement: Concrete Block; Drainage System; Sump Pump Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Walk-In Shower Stall Construction Materials: Block; Frame Construction Status: Completed New Construction Dining Room Description: Breakfast Area; Breakfast Bar; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: 100 Amp Service; Circuit Breakers Exterior: Vinyl Family Room Characteristics: Family Room; Lower Level; Main Level Fencing: None Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Forced Air Internet Options: None Laundry: Laundry Room; Upper Level Lock Box Type: Combo Pool Description: None Road Frontage: City Street Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 2nd Floor Laundry; 3 BR on One Level; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 412000
ListPrice: 412000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 981
Street Name: 45th
Street Suffix: Avenue
Street Direction Suffix: NE
Postal City: Saint Cloud
County: Benton
State: MN
Zip Code: 56304
Complex/Dev/Subdivision: Whispering Meadows

Assessments

Tax With Assessments: 300
Assessment Balance: 0

Basement

Foundation Dimensions: 31x22
Concrete Block: Yes
Drainage System: Yes
Sump Pump: Yes

More Information

Builder Information

Builder ID: BML BUILDERS INC
Builder License Number: 1301
Builder Name: BML BUILDERS INC

Building Information

Availability Dt for Closing: 2026-05-01
Finished SqFt Above Ground: 1720
Finished SqFt Below Ground: 825

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Community Name: Whispering Meadows
DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 23x20
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 460

Public Survey Info

Range#: 30
Section#: 28
Township#: 36

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS LOT-007 BLOCK-003
Listing City: Saint Cloud
Map Page: 999
Municipality: Saint Cloud
School District: Sauk Rapids-Rice
School District Phone: 320-253-4703
Zip Plus 4: 8892
Property ID Number: 170249100
Tax Year: 2026
Tax Amount: 300
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Stunning New Construction with Finished Walk-Out Lower Level Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!
Directions: Hwy 23 East of Hwy 10 to 47th Ave NE South to Quail Rd. West to 45th Ave NE, South to home.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Primary Bedroom Walk-In Closet: Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Chandelier: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Lawn Care: Yes
Snow Removal: Yes

Bath Description

Main Floor 1/2 Bath: Yes
Upper Level Full Bath: Yes
3/4 Primary: Yes
Private Primary: Yes
3/4 Basement: Yes
Bathroom Ensuite: Yes
Walk-In Shower Stall: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Completed New Construction: Yes

Dining Room Description

Breakfast Area: Yes
Breakfast Bar: Yes
Eat In Kitchen: Yes
Informal Dining Room: Yes
Kitchen/Dining Room: Yes
Living/Dining Room: Yes

Electric

100 Amp Service: Yes
Circuit Breakers: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes
Main Level: Yes

Fencing

None: Yes

Foundation

Concrete Block: Yes

Fuel

Electric: Yes
Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

None: Yes

Laundry

Laundry Room: Yes
Upper Level: Yes

Lock Box Type

Combo: Yes

Pool Description

None: Yes

Road Frontage

City Street: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

2nd Floor Laundry: Yes
3 BR on One Level: Yes
Primary Bdr Suite: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	14x13	Main
Family Room	18x22	Lower
First (1st) Bedroom	12x13	Upper
Fourth (4th) Bedroom	12x11	Lower
Foyer	9x6	Main
Great Room	12x16	Main
Kitchen	8x17	Main
Laundry	7x6	Upper
Primary Bath	12x7	Upper
Second (2nd) Bedroom	12x10	Upper
Third (3rd) Bedroom	10x11	Upper

Listing Office: RE/MAX Results

Last Updated: July - 07 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.