987 45th Avenue NE, Saint Cloud, MN 56304

New Listing
$415,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,580 Lot Size (sq. ft.): 7,011 Status: Active
Current Price: $415,000 List Date: 6/17/2026 Last Modified: 6/17/2026

Overview

Description

Stunning New Construction with Finished Walk-Out Lower Level, and a 3 car garage. Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. Th ...

Listing Details MLS# 7095045

General Property Information

Assoc Mgmt Co. Phone #
763-228-3446
Association Fee Frequency
Monthly
Association Mgmt Co. Name
Whispering Meadows HOA
Common Wall
No
Lot Measurement
Square Feet
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Projected Completion Date
2026-06-17
Waterfront YN
No
Year Built
2026
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
2
Bath Half
Yes
Main Floor Total SqFt
825
Above Grd Total SqFt
1720
Below Grd Total SqFt
860
Total SqFt
2580
Lot Size SqFt
7011
Total Finished Sqft
2545.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
860
Association Fee
118
Garage Stalls
3
Lot Dimensions
112x61x23x114x45
Assessment Pending
Unknown
Number of Fireplaces
0
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Natural Woodwork; Paneled Doors; Primary Bedroom Walk-In Closet; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Chandelier; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Lawn Care; Snow Removal Basement: Concrete Block; Drainage System; Sump Pump Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Walk-In Shower Stall Construction Materials: Block; Frame Construction Status: Completed New Construction Dining Room Description: Breakfast Area; Breakfast Bar; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: 100 Amp Service Exterior: Vinyl Family Room Characteristics: Family Room; Lower Level; Main Level Fencing: None Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Forced Air Internet Options: None Laundry: Laundry Room; Upper Level Lock Box Type: Supra Pool Description: None Road Frontage: City Street Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 2nd Floor Laundry; 3 BR on One Level; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
415000
ListPrice
415000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
987
Street Name
45th
Street Suffix
Avenue
Street Direction Suffix
NE
Postal City
Saint Cloud
County
Benton
State
MN
Zip Code
56304
Complex/Dev/Subdivision
Whispering Meadows

Assessments

Tax With Assessments
268
Assessment Balance
0

Basement

Foundation Dimensions
31x22
Concrete Block
Yes
Drainage System
Yes
Sump Pump
Yes

More Information

Builder Information

Builder ID
BML BUILDERS INC
Builder License Number
1301
Builder Name
BML BUILDERS INC

Building Information

Availability Dt for Closing
2026-06-17
Finished SqFt Above Ground
1720
Finished SqFt Below Ground
825

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
MAAR
Supra
Yes

Miscellaneous Information

Community Name
Whispering Meadows
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
8x24
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
720

Public Survey Info

Range#
30
Section#
28
Township#
36

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS LOT-006 BLOCK-003
Listing City
Saint Cloud
Map Page
999
Municipality
Saint Cloud
School District
Sauk Rapids-Rice
School District Phone
320-253-4703
Zip Plus 4
8892
Property ID Number
170249000
Tax Year
2025
Tax Amount
268
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Stunning New Construction with Finished Walk-Out Lower Level, and a 3 car garage. Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!
Directions
Hwy 23 east of hwy 10 to 47th Ave NE, South to Quail Rd. West to 45th Ave NE, South To Home.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Primary Bedroom Walk-In Closet
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Chandelier
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Lawn Care
Yes
Snow Removal
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Upper Level Full Bath
Yes
3/4 Primary
Yes
Private Primary
Yes
3/4 Basement
Yes
Bathroom Ensuite
Yes
Walk-In Shower Stall
Yes

Construction Materials

Block
Yes
Frame
Yes

Construction Status

Completed New Construction
Yes

Dining Room Description

Breakfast Area
Yes
Breakfast Bar
Yes
Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes
Living/Dining Room
Yes

Electric

100 Amp Service
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Family Room
Yes
Lower Level
Yes
Main Level
Yes

Fencing

None
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

None
Yes

Laundry

Laundry Room
Yes
Upper Level
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

2nd Floor Laundry
Yes
3 BR on One Level
Yes
Primary Bdr Suite
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Room Information

Room Name Dimensions Level
Dining Room 14x13 Main
Family Room 18x22 Lower
First (1st) Bedroom 12x7 Upper
Fourth (4th) Bedroom 12x11 Lower
Foyer 9x6 Main
Great Room 12x16 Main
Kitchen 8x17 Main
Laundry 7x6 Upper
Second (2nd) Bedroom 12x10 Upper
Third (3rd) Bedroom 10x11 Upper
IDX
Listing Office: RE/MAX Results
Last Updated: June - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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